Apothecary Jobs

This is a good comment, as are your others, and I apologize that you had to enter it twice.

Here is what the President's proposal has to say about the indexing of Cadillac plans:

"The President’s Proposal changes the effective date of the Senate policy from 2013 to 2018 to provide additional transition time for high-cost plans to become more efficient. It also raises the amount of premiums that are exempt from the assessment from $8,500 for singles to $10,200 and from $23,000 for families to $27,500 and indexes these amounts for subsequent years at general inflation plus 1 percent. To the degree that health costs rise unexpectedly quickly between now and 2018, the initial threshold would be adjusted upwards automatically."

What that means to me is that the amounts listed are subject to indexation only from 2018. This means that increases in premiums that occur between now and 2018 will generally not be taken into account in the indexation. The only exception is to the degree that health care costs RISE UNEXPECTEDLY QUICKLY between now and 2018 (emphasis added). What "unexpectedly quickly" means is not defined and is anyone's guess. I view this as a clever way to give voters today the perhaps false impression that merely because their health premiums fall under the threshold today, they won't be hit by the excise tax.

Now, if someone wants to add to this comment and disagree, I think that's fair. However, if you want to delete this comment without discussion, I think that would be unfair and frankly, a bit unsportsmanlike.